Avalon, The Clear Choice Equity Release
Nottinghamshire
Nottinghamshire

Equity release advice across Nottinghamshire

Own your home in Nottinghamshire and aged 55 or over? Equity release could turn part of its value into cash while you stay where you are. I'll explain how it works, what it might mean for you and which other options are worth a look.

Proud to be a member of the Equity Release Council The London Institute of Banking and Finance: Accredited Later Life Lending Professional

Advice provided through Avalon FS Ltd, authorised and regulated by the Financial Conduct Authority.

Your adviser

Unhurried advice, explained clearly

I'm David Whiteside, an adviser with Avalon FS Ltd. I help homeowners across Nottinghamshire get to grips with their choices, so you can decide for yourself whether equity release is right before you commit to anything.

I work with clients remotely, so there's no journey to make. Whether you live in West Bridgford, Southwell or Retford, we can talk by phone or video call at a time that suits you.

I advise on lifetime mortgages and retirement interest-only (RIO) mortgages only. I'll explain how each one works, what it costs and what the alternatives are, and if equity release isn't the right step for you, I'll tell you.

Avalon FS is a member of the Equity Release Council, and its standards are there to protect you.

How I can help

  • Putting lifetime and retirement (RIO) mortgages into everyday language
  • Giving you a rough idea of what you might be able to release
  • Setting equity release beside options such as downsizing
  • Including your family in the discussion if you want them there
  • Staying with you at every stage if you decide to go ahead
Use the calculator
Areas covered

Where I advise homeowners

I advise homeowners across Nottinghamshire, including in:

  • West Bridgford
  • Ravenshead
  • Southwell
  • Edwalton
  • Ruddington
  • Arnold
  • Beeston
  • Newark-on-Trent
  • Bingham
  • Retford

Live somewhere that isn't listed? Get in touch and we'll see how I can help.

Worth knowing

What a lender will ask about your property

No two homes or households are the same. What kind of property you own and what you plan to do with the money can both shape the options available to you.

  • A valuation comes first. The lender arranges one, and it has a big influence on how much they may be willing to lend.
  • Flats and leasehold homes. If you own a flat or a leasehold house, lenders usually want to know how long is left on the lease, so keep that information handy.
  • Unusual construction. Some lenders won't lend on certain types of build. If your home is a bit different, let me know.
  • A mortgage you still owe on. This is normally paid off from the money released, and you can add it to the calculator.
  • Independent legal advice. You'll need to see a solicitor before going ahead, and I'll explain how that works.

What does advice cost?

Your first conversation with me costs nothing and doesn't commit you to anything. Should you decide to go ahead, I'll confirm every fee and cost in writing before you commit.

You can find more in the frequently asked questions.

Want to talk it through?

Tell me a little about your situation and I'll explain what the options could look like. There's no obligation.

Call 07802 461263 Send an enquiry